Easy Mortgage Solutions

Learn how I can help you with your next mortgage.

Happy Clients

My husband and I had always wanted to invest in real estate. However, without the funds for a large down payment, as well as the changes to the mortgage rules, our dream didn’t seem possible.An opportunity became available for us to own our dream home, but after crunching the numbers we just couldn’t see how we could afford a larger mortgage payment.We explained our situation to Jessica and she was not only able to find us financing, but she also made it possible for us to keep our first house as an investment property! With the rate she was able to secure for us combined with the income from our rental property, our monthly mortgage payments on our new home were lower than what we had been previously paying. I would highly recommend Jessica Heppner to anyone looking for financing on a home. She made our leap into the real estate investment world an easy one!

Jenn & Ryan

I can’t say enough about Jessica Heppner!! I would recommend her to anyone looking to purchase a new home, refinance, evaluate all the financial options, and to find a fantastic rate. Jessica presented my husband and I with all the options, provided insight and was a very knowledgeable resource who also saved us thousands! She is extremely professional, honest, direct, and fast, and I am a very picky person. I have worked directly with banks and other mortgage brokers on other homes and no one has come close to Jess there is absolutely no hesitation whatsoever in making this recommendation.

Jaclyn & Corey

Thank you so much for all your beyond the call of duty care, attention to details and hard work.

First Time Home Buyer - Mike Brown

We were one hundred percent confident that Jessica would find us the best rates and advocate for our best interest. What can be an overwhelming process, Jess walked us through and built our confidence and educated us along the way. She continues to be our number one resource and the first name we give our friends looking to buy a new home.

Lauren & Erik

Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. Were grateful that we found your services! Highly recommended for sure.

Karen and Jeff

We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze.

Dan and Cindy

Latest Lending Rates

Due to fluctuating financial markets, mortgage rates change often! Contact me today to receive current rates and a complimentary in-depth quote.

Bank Rates

Term

Our Rates

4.55 6 month closed 3.67
3.50 1 year closed 2.64
3.75 2 year closed 3.25
4.35 3 year closed 3.70
5.14 4 year closed 3.99
5.44 5 year closed 3.84
5.95 6 year closed 4.70
6.34 7 year closed 5.00
6.65 10 year closed 5.30
3.00 Prime 3.00

*Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.

Mortgage Services

I offer a wide range of mortgage products and services that can be tailored to fit your exact needs.

  • Credit Repair & Debt Consolidation

    Use your home equity to lower interest payments on bad debts.
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    Use Your Home Equity to Reduce Credit Card Debt

    Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.

  • Mortgages for First Time Home Buyers

    We'll help you with the biggest financial decisions.
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    Looking for your first home?

    Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.

    Need a pre-approval before you go househunting?

    Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Renovation Financing Made Easy

    Building a new home or renovating your property... we can help.
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    Sometimes, the house of your dreams is the one you're already in.

    Maybe it just needs some new landscaping, an expanded kitchen, or a swimming pool in the backyard! A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values and have tapped into their home equity through equity take-outs. There's never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you've been dreaming about!

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Investment Property Financing

    Looking to invest in a second piece of property? We can help.
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    Investment & Vacation Properties

    Investment properties and residential real estate are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you're considering an investment in real estate, we can help you out,

    There are many Canadians jumping at the chance to own a recreational property. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Mortgage
    Pre-Approval

    Find out how much you can afford before you go househunting!
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    Need a pre-approval before you go househunting?

    Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you'll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don't qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Mortgage Portability Products

    Are you considering a move in the near future? Think portability.
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    What are the Benefits of Mortgage Portability?

    Are you considerating a move? What are the benefits of mortgage portability? It's wise to begin by talking with a mortgage broker. You're about to take a big step; you'll want some advice from an expert. My best advice? Begin with a conversation.

    With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Mortgage Renewals & Switches

    If your mortgage renewal is fast approaching then we can help.
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    Let us help you get a better rate!

    If your mortgage renewal is fast approaching now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. You should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.

    Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

  • Mortgages for Self-Employed

    We have smart mortgage options for self-employed professionals.
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    Mortgages for the Self-Employed

    When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners, too.

    Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.

    What's Next

    > Call to review your mortgage strategy
    > Apply Online or Download a Fax Form
    > Review other mortgage services

Contact Information

Jessica Heppner


tel: 250.575.7244

fax: 403-538-2625

If you wish to send me an email please fill out the form below and I will respond back to you.

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Mortgage Application

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