
Thank you for considering my mortgage planning services. For most people, their mortgage represents their largest and lowest-cost debt obligation, and their home is generally their most significant asset. That's why a mortgage plan is so important. The right mortgage plan can protect you from a financial downturn, save you thousands of dollars, and help build your wealth over time.
With access to a vast network of over 50 lending institutions - including major banks, credit unions, trusts and other national and regional lenders, I have the tools to build a customized mortgage plan, with the features and options that meet your needs, whether you are:
- purchasing your first or next home;
- investing in property or buying a vacation/second home;
- refinancing to boost cash flow and drive down debt; or,
- looking at options for your mortgage renewal.
Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals.
About Mortgage Architects
Mortgage Architects is a national mortgage brokerage focused on delivering mortgage-planning services to Canadians, and is one of the fastest growing mortgage companies in Canada.
Lead planners require a proven track record of high professional standards and $25 million in yearly volume prior to joining the company, which is structured to be owned by the planners themselves. Lead and associate planners offer homeowners access to mortgage options from over 50 lenders, including major banks, credit unions, trusts and other national and regional lenders. With this outstanding range of mortgages and lenders, the experienced mortgage planners of Mortgage Architects are helping more Canadians achieve their goals of homeownership and financial security.
You're off to a great start with a company that offers expertise, in-depth industry insight, exceptional resources, and exclusive access to a suite of innovative mortgage products.
For more information please visit www.mortgagearchitects.ca
My husband and I had always wanted to invest in real estate. However, without the funds for a large down payment, as well as the changes to the mortgage rules, our dream didn’t seem possible.An opportunity became available for us to own our dream home, but after crunching the numbers we just couldn’t see how we could afford a larger mortgage payment.We explained our situation to Jessica and she was not only able to find us financing, but she also made it possible for us to keep our first house as an investment property! With the rate she was able to secure for us combined with the income from our rental property, our monthly mortgage payments on our new home were lower than what we had been previously paying. I would highly recommend Jessica Heppner to anyone looking for financing on a home. She made our leap into the real estate investment world an easy one!
I can’t say enough about Jessica Heppner!! I would recommend her to anyone looking to purchase a new home, refinance, evaluate all the financial options, and to find a fantastic rate. Jessica presented my husband and I with all the options, provided insight and was a very knowledgeable resource who also saved us thousands! She is extremely professional, honest, direct, and fast, and I am a very picky person. I have worked directly with banks and other mortgage brokers on other homes and no one has come close to Jess there is absolutely no hesitation whatsoever in making this recommendation.
Thank you so much for all your beyond the call of duty care, attention to details and hard work.
We were one hundred percent confident that Jessica would find us the best rates and advocate for our best interest. What can be an overwhelming process, Jess walked us through and built our confidence and educated us along the way. She continues to be our number one resource and the first name we give our friends looking to buy a new home.
Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. Were grateful that we found your services! Highly recommended for sure.
We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze.
Doing a few simple calculations is a great way to get an idea of what you can afford for your mortgage payments.
Due to fluctuating financial markets, mortgage rates change often! Contact me today to receive current rates and a complimentary in-depth quote.
Bank Rates |
Term |
Our Rates |
4.55 | 6 month closed | 3.67 |
3.50 | 1 year closed | 2.64 |
3.75 | 2 year closed | 3.25 |
4.35 | 3 year closed | 3.70 |
5.14 | 4 year closed | 3.99 |
5.44 | 5 year closed | 3.84 |
5.95 | 6 year closed | 4.70 |
6.34 | 7 year closed | 5.00 |
6.65 | 10 year closed | 5.30 |
3.00 | Prime | 3.00 |
*Subject to approved credit, income verification and meeting lending credit granting criteria. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.
I offer a wide range of mortgage products and services that can be tailored to fit your exact needs.
Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt". A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
Need a pre-approval before you go househunting?
Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
Maybe it just needs some new landscaping, an expanded kitchen, or a swimming pool in the backyard! A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values and have tapped into their home equity through equity take-outs. There's never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you've been dreaming about!
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
Investment properties and residential real estate are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade. If you're considering an investment in real estate, we can help you out,
There are many Canadians jumping at the chance to own a recreational property. No longer just perceived as a welcome retreat from the city, a second home is now viewed as a solid financial investment with the added value of a potential retirement property.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you'll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don't qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
Are you considerating a move? What are the benefits of mortgage portability? It's wise to begin by talking with a mortgage broker. You're about to take a big step; you'll want some advice from an expert. My best advice? Begin with a conversation.
With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
If your mortgage renewal is fast approaching now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions. You should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity.
Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners, too.
Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation.
> Call to review your mortgage strategy
> Apply Online or Download a Fax Form
> Review other mortgage services
Jessica Heppner
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